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Simplified finances.

We help Wealth Accumulators stay on track with guidance and accountability.

How we help

Plan for

Your Future

Lifetime

Tax Planning

Manage

Investments

Protect

Your Wealth

Happy Family with Pets

Plan for your future

First we want to get to know you. What are your goals, what do you value, and who is important in your life. 

You may want help planning for: 

  • Retirement

  • ​Marriage or having children​​

  • Charitable giving and DAF management

  • Pay for college

  • Leave a legacy

  • Caring for elderly parents

 

 

Lifetime tax planning

We love tax planning - so if that's not your idea of fun, let us help! 

We proactively guide you to tax planning strategies such as:

  • ​Roth Conversions

  • Tax loss harvesting (TLH)

  • Capital Gains Harvesting​​

  • Charitable giving and DAF management

  • Retirement account contribution and distribution planning

  • Equity compensation planning (stock options, RSUs, ESPP, planning for an IPO)

  • HSA & FSA guidance

​

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Working from Home

Investment Management

Take the guesswork out of investing with our disciplined, rules-based investment management. 

FWA investment management includes:

  • ​Account consolidation

  • Reducing concentrated positions

  • Trading and rebalancing

  • Tax loss harvesting and tax-efficient trading

  • Low  cost, diversified ETF strategies

  • Advice on outside accounts (401(k), 529, etc)

 

 

Protect your wealth

Protect your wealth from risks, including market volatility, risk of taxation, risk of death and disability. 

Wealth protection includes:

  • ​Estate Planning guidance

  • Property insurance guidance

  • Life insurance guidance

  • Debt payoff strategies

  • Create and track your budget

Story Time

What to expect

01

Getting to

know you

02

Number crunching

and analysis🤓

03

Initial

recommendations

04

Ongoing advice and accountability

Our 
values

As fiduciaries, we hold your best interest above all else. 

01

We remove conflicts of interest. We're paid only by you (fee-only). 

02

We know you personally. For some things, a small office and team is best. 

03

04

We're proactive, but when there's something we can't anticipate we're responsive and available.

Hi, I’m Heather 👋 

Founder, Lead Planner

I started this firm to help families like yours take the stress out of managing finances so you can focus on what matters most—your family, your happiness, and your goals.

I love to get to know new people, and planning allows me to get to know you and craft a tailored strategy that caters to your individual values.

If you're searching for a small office with a planner who genuinely wants to get to know you by your first name - you've found the right place. 

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